Can You Purchase Real Estate With Your IRA?

Yes you can.  It's important to note that there are strict rules and processes that must be followed to do it right.

There are several different ways your IRA can own the property . . . it can pay cash and hold the title, it can partner with other IRA funds or personal funds, it can hold interest in an LLC or land trust and hold the title in the name of the LLC, among other ways. Your IRA can hold various investment property types including commercial buildings, vacant land, condos, mobile homes, apartment buildings, residential real estate, and more.  

If you want to explore the possibility of using an IRA to invest in real estate, you should understand the rules and laws prior to making any financial moves. Here is a good source of information to gain a basic understanding of what you can and can't do as well as the purchasing and closing process.  https://www.theentrustgroup.com/blog/basics-of-self-directed-iras-and-purchasing-rental-property-with-retirement-funds.

To get answers to the most common questions investors ask about using their IRA to invest in real estate, read the 10 Most Common Real Estate IRA Questions Asked by Investors on RISMedia.

Always get advice from your accountant and/or financial advisor prior to making any kind of investment decision.